Top 5 Best UPI Payment Apps In India 2019

By | September 16, 2019

Top 5 Best UPI Payment Apps

UPI Is Most Trusted Way To make The Payment. Here is Top 5 Best UPI Payment Apps. You Can pay And Receive Payment All over the world. This Is Best Way To Make Payment Online.Here is daily deals for you surely.

What Is UPI(Unified Payment App)?

A Unified Payment Interface (UPI) is a single-window mobile payment system developed by the National Payments Corporation of India (NPCI)in addition to that it eliminates the need to enter bank details or other sensitive information each time a customer initiates a transaction surely.

The Unified Payment Interface (UPI) can be thought of like an email ID for your money. It will be an unique identifier that your bank uses to transfer money and make payments using the IMPS (Immediate Payments Service). Top 5 Best UPI Payment Apps are here. IMPS is faster than NEFT and lets you transfer money immediately and unlike NEFT, it works 24×7. This means that the online payments will become much easier without requiring a digital wallet or credit or debit card surely.

Top 5 Best UPI Payment Apps are as follows:-

#1. BHIM UPI APP

Install BHIM UPI AppClick Here
Bharat Interface for Money (BHIM) is a payment app that lets you make simple, easy and quick transactions using Unified Payments Interface (UPI) in addition to that You can make direct bank payments to anyone on UPI using their UPI ID or scanning their QR with the BHIM app. You can also request money through the app from a UPI ID.

Features of BHIM UPI

  • Access all bank accounts in one app
  • Pay to friends & relatives using their mobile number. (Provided they are on BHIM/UPI)
  • Pay to any user using any UPI application.
  • Shop online and checkout using “Pay by UPI/BHIM” for a quick and seamless experience.
  • Request money from any UPI user.
  • Scan a QR and pay on the fly.
  • Check account balance.

#2. Google Pay (Tez) App

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This is 2nd of Top 5 Best UPI Payment Apps. Send or receive money with zero fees, straight from your bank account to almost anyone. You can send or receive money even if your contact is not on Google Pay.

Split lunch with a friend, pay the rent, or send money to mom.Earn scratch cards and other rewards as you use Google Pay worth up to ₹1,00,000*. You don’t need to hunt for coupon codes. If you win, your rewards go straight into your bank account.

Features of Google pay app

  • Pay anyone. Even those without Google Pay
  • Conveniently pay bills
  • Pay online with Google Pay
  • Multiple layers of security from your bank, UPI, and Google
  • Transfer money to anyone nearby
  • Get rewarded
  • Check Account Balance

#3. Phonepe App

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India’s Payment App! Secure UPI money transfers & payments with bank accounts.PhonePe is a revolutionary way to make mobile payments in India. From UPI payments to recharges, money transfers to online bill payments, you can do it all on PhonePe. PhonePe is way better than Internet Banking and offers you the safest and fastest online payment experience in India.

Features

  • Send and request money from your contacts anytime, anywhere.
  • Recharge prepaid Mobile for most major operators/Datacard/DTH connections across the country.
  • Pay postpaid Landline, Datacard and Mobile Bills for all major operators.
  • Pay for utilities such as electricity and gas bills.
  • Check your account balance, save beneficiaries and manage multiple bank accounts.
  • Get refunds and cashbacks to your bank account in an instant.
  • Split bills with your friends and settle them right away.
  • Shop on Flipkart, Myntra, Jabong, and other online shopping websites.

#4. Axis Pay UPI App

Install Axis Pay AppClick Here

Axis pay app is most trusted App. Unified Payments Interface (UPI) is a payment system created by NPCI. UPI allows you to make money transfers by simply entering your UPI ID (also known as a Virtual Payment Address or VPA) instead of having to remember your bank account and IFSC details surely.

Features

  • Anyone (Axis Bank customers and non-Axis Bank customers) can use the BHIM Axis Pay UPI banking app to transfer money right from their smartphone to any other bank account
  • You can link multiple bank accounts and also check the balance of your linked accounts on the BHIM Axis Pay UPI payment app
  • Perform instant money transfer using UPI ID to any bank account right from BHIM Axis Pay money transfer app
  • You can link the beneficiaries just by using their UPI ID and transfer money from BHIM Axis Pay instantly at any time of the day without having to pay any transaction charges
  • You can make online prepaid mobile recharges for all the leading Indian telecom providers from BHIM Axis Pay online recharge app.So this is 4th of Top 5 Best UPI Payment Apps.
  • BHIM Axis Pay online recharge app allows you to make online DTH recharges from your mobile for all the major DTH operators

#5. United Pay UPI App

Install United Pay appClick Here

Finally United Bank of India offers UPI (Unified Payment Interface) application for the customers of Indian banks to register with the bank and link their accounts of other banks as well. This best in class app provides comfort of an wallet in addition to with advantage of bank account.Customer shall be able to Pay and initiated collect money requests to their contacts in addition to the payment Address is an abstract form to represent and identify the account details, and account details remain confidential. By adding accounts of different banks, customer can manage the account in single platform surely.

Features

  • Pay request
  • Collect request
  • Collect request approval (Payer approval through Mobile application)
  • Debiting / Crediting Payer / Payee accounts
  • Virtual address resolution for NPCI-UPI
  • Support for all 2-party, 3-party and 4-party models of NPCI UPI
  • Third party address book management

More UPI App

  • Paytm UPI
  • Amazon UPI

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