How to Open Kotak 811 Zero Balance Bank Account Online 2019: It Is India’s Biggest Online Bank Account. Just Open Your Saving Bank Account & Get Unlimited Benefits In This Account. You Can Pay Anywhere Using Kotak Debit Card
Kotak 811 Account offers you the best of 811 and regular savings accounts. You must have a minimum balance of Rs.1 in this account. You will be issued a platinum chip debit card, free transaction limits, and free transactions at Kotak ATM centres. You have the option to convert your 811 to 811 Edge. Cashback offer
Eligibility for Zero Balance Bank Account
- Applicant must be minimum 18 years old or above.
- Applicant must be a citizen of India.
- Applicant must be a new customer of Kotak Mahindra Bank.
Documents for open Bank Account
- Customer must hae PAN Card or Aadhar card
How to Open Kotak 811 Zero Balance Account Online 2019?
1. First of all Download Kotak 811 & mobile Banking app in your smartphone.
2. Install & open it , Skip intro & Click on Get started now.
3. Now Enter Full Name , Mobile Number
4. Now verify number Using Otp.
5. Now enter aadhar card number , It will Send sms on Aadhar linked Mobile Number >> Enter & verify it (if your Number is changed now then you will get Option below where they will call you & Manual Verify to open account)
6. Now enter Pan card Number & Proceed to Next step.
7. Now Set Mpin & Tick on Accept Terms.
8. Done ! You will get Free Virtual Card , Take Screenshot of this card to remember Account Number & other details. Don’t worry you can Also Check later by Login into Your account
9. Enjiy Free Saving Account
Benefits Of Kotak 811 Zero Balance Saving Bank Account
- Zero minimum balance requirement.
- Zero charge for digital transactions.
- Earn a maximum of 6% p.a. on balance over Rs.1 lakh to maximum Rs.5 crores.
- Earn a maximum of 5% p.a. on balance up to Rs.1 lakh.
- Earn a maximum of 5.5% p.a. on balance above Rs.5 crores.
- Instant account opening with Aadhaar card and PAN card.
- Online shopping can be done using kotak virtual debit card.
- Using Scan & Pay, you can make payments for in-store purchases.
- Free IMPS, RTGS, and NEFT features for money transfer through Net Banking and mobile banking.
- Using app in app features via mStore, you can book movie tickets (through PVR), shop online (via Flipkart), and book flight tickets (through goibibo).
- Transfer money instantly using BHIM UPI without the need for any bank information.
- Transfer funds easily on the go without registering a beneficiary.
- Apply for a Kotak Credit Card.
- Regenerate your Debit and Credit card PINs.
- In case of loss, temporarily switch off your Kotak Debit Card for security purpose.
- Pay Credit Card bill online.
- Check your Bank Account statement. Book train tickets using IRCTC, shop on Flipkart, goibibo and more in KayMall.
- Recharge your mobile & DTH subscriptions with ease.
- Purchase and redeem Mutual Funds and keep track of your investments.
How To Deposit Money In Kotak811 Account ?
Offline Method
Just Visit your Nearest branch, Open the App and Login in it. You will get Account Number and Ifsc Code on Account Overview Tab. Just Deposit the Money and Enjoy
Upi Method
- Select Banking Option >> UPI >> Collect Money.
- Now enter your Any App VPA address (Don’t have Create new one Using BHIM App)
- Now give Permission in Bhim App.
- Complete Payment.
Kotak 811 Account Features
Instant Account Opening
No visiting any bank branch or leaving your home. Just open your Kotak 811 account on smartphone or through a browser in an instant and quickly log in to the world of seamless digital banking.
No minimum balance commitment
Worried about paying charges for low balance in your account? Now enjoy no minimum balance commitment on your Kotak 811 bank account and experience true financial freedom.
Up to 6%* Interest Rate per annum – The Best in the Market
Earn up to 6%* interest annually on your account balance and let your bank account earn more money while you work or play!
Banking solutions at a single touch
Now you can open your investment account or book TD /RD in a single click from 811 Mobile banking app. You can also request for Chequebook, transfer funds or walk into a branch for cash transactions and enjoy many more benefits of a savings account^^
Virtual Debit Card
The Debit Card is no more plastic with 811. It’s a Virtual Debit Card, shrunk to fit in your mobile. Check the card details within the safety of your app and use it to make online payments like Shopping, paying bills or recharging mobile / DTH, in few taps.
Scan and Pay
You don’t need cash or cards to make payments. Now paying has become simpler with the Scan & Pay feature. With this pay for all you’re shopping, movies, groceries, and much more
Shop, Travel, and More
No need for multiple apps on your phone when you have the Kotak Mobile Banking App. Go to the Kaymall section shop on Flipkart, subscribe to national/international magazines, book your flight and hotels on Goibibo or train tickets^ on IRCTC at the best rates all with your Kotak 811 account.